Debt settlement and debt consolidation
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“Explore feelings, heal money woes”
By Dee Dee Sung, Detroit News
August 2, 2004

You can explore the options of working with a debt consolidation, credit counseling organization or a debt settlement company. The former will assist you in lowering the interest rates on your credit cards and consolidating your monthly obligations into one payment. Your outstanding balances will remain the same. The latter will counsel you and assist you in negotiating with creditors to reduce your balances to a certain percentage of where they’re currently at.

I’ve always maintained that what you think about, you will ultimately bring about in your life. It is the power of our thoughts that have the ability to shape our results. Therefore, it’s important that you take a close look at what your belief system is around money.

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